Loan Calculator
Compute monthly payment, interest, schedule.
Full amortization table.
Amortization schedule
| Period | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| 1 | 1,375.77 | 459.11 | 916.67 | 199,540.89 |
| 2 | 1,375.77 | 461.21 | 914.56 | 199,079.68 |
| 3 | 1,375.77 | 463.33 | 912.45 | 198,616.35 |
| 4 | 1,375.77 | 465.45 | 910.32 | 198,150.90 |
| 5 | 1,375.77 | 467.58 | 908.19 | 197,683.32 |
| 6 | 1,375.77 | 469.73 | 906.05 | 197,213.60 |
| 7 | 1,375.77 | 471.88 | 903.90 | 196,741.72 |
| 8 | 1,375.77 | 474.04 | 901.73 | 196,267.67 |
| 9 | 1,375.77 | 476.21 | 899.56 | 195,791.46 |
| 10 | 1,375.77 | 478.40 | 897.38 | 195,313.06 |
| 11 | 1,375.77 | 480.59 | 895.18 | 194,832.47 |
| 12 | 1,375.77 | 482.79 | 892.98 | 194,349.68 |
| 13 | 1,375.77 | 485.01 | 890.77 | 193,864.68 |
| 14 | 1,375.77 | 487.23 | 888.55 | 193,377.45 |
| 15 | 1,375.77 | 489.46 | 886.31 | 192,887.99 |
| 16 | 1,375.77 | 491.70 | 884.07 | 192,396.28 |
| 17 | 1,375.77 | 493.96 | 881.82 | 191,902.32 |
| 18 | 1,375.77 | 496.22 | 879.55 | 191,406.10 |
| 19 | 1,375.77 | 498.50 | 877.28 | 190,907.60 |
| 20 | 1,375.77 | 500.78 | 874.99 | 190,406.82 |
| 21 | 1,375.77 | 503.08 | 872.70 | 189,903.75 |
| 22 | 1,375.77 | 505.38 | 870.39 | 189,398.36 |
| 23 | 1,375.77 | 507.70 | 868.08 | 188,890.66 |
| 24 | 1,375.77 | 510.03 | 865.75 | 188,380.64 |
showing 24 / 240 rows
How to use Loan Calculator
- 1Enter the loan amount, annual rate, and duration.
- 2Pick the currency.
- 3Review the monthly payment and amortization table. Export to CSV if needed.
Practical guide: Loan Calculator
Why use this tool?
Calculating your loan payment before signing is essential for any mortgage or personal loan. This tool computes monthly payment, total interest, the real cost of credit and generates a full amortization schedule. Compare scenarios by adjusting amount, term or rate to find the optimal balance.
The Annual Percentage Rate (APR) may differ from the nominal rate. For accurate comparison between offers, use the APR disclosed by lenders.
Privacy and limits
All calculations run locally in your browser. Financial amounts and data you enter are never transmitted to any third party.
Loan Calculator is designed to be free, fast and available without creating an account. It suits freelancers, students, marketing teams, developers and small businesses that need to handle a task efficiently.
Best practices
- Compare multiple terms to see the impact on total cost.
- Remember to add insurance costs to the calculation.
- For a real mortgage, always consult a financial advisor.
Related searches: loan calculator, calculateur prêt, mortgage calculator.
Frequently asked questions
Which formula is used?⌄
The standard fixed-rate monthly payment formula: M = P × r × (1+r)ⁿ / [(1+r)ⁿ − 1], with P the principal, r the monthly rate, n the number of months.
Does it include borrower insurance?⌄
No, it computes the loan only. For total cost, add your monthly insurance premium (usually 0.20–0.50% per year of the principal).
Can I simulate early repayment?⌄
Not in this version. It is planned for a future update.
Is my data stored?⌄
No. All calculations run in your browser. Nothing is sent to a server.
Related tools
Discover other free tools that might be useful.